Call reports 2022
QUANTUM NATIONAL BANK — 2022
What QUANTUM NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 679,507,000 | 659,711,000 | 659,432,000 | 663,593,000 |
| Total loans | 547,842,000 | 564,449,000 | 576,918,000 | 579,546,000 |
| Allowance for loan losses | 5,800,000 | 5,971,000 | 5,971,000 | 5,971,000 |
| Securities available for sale | 13,114,000 | 11,936,000 | 11,153,000 | 10,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,859,000 | 589,344,000 | 588,429,000 | 591,515,000 |
| Interest-bearing deposits | 407,328,000 | 386,019,000 | 388,717,000 | 401,067,000 |
| Noninterest-bearing deposits | 203,531,000 | 203,325,000 | 199,712,000 | 190,448,000 |
| Equity capital | 65,928,000 | 67,387,000 | 67,925,000 | 69,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,132,000 | 15,024,000 | 23,862,000 | 33,679,000 |
| Interest expense | 193,000 | 435,000 | 966,000 | 2,027,000 |
| Net interest income | 6,939,000 | 14,589,000 | 22,896,000 | 31,652,000 |
| Noninterest income | 440,000 | 1,185,000 | 1,737,000 | 2,603,000 |
| Noninterest expense | 3,529,000 | 7,221,000 | 10,734,000 | 14,009,000 |
| Provision for loan losses | 0 | 170,000 | 170,000 | 170,000 |
| Pretax income | 3,850,000 | 8,383,000 | 13,729,000 | 20,076,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 3,850,000 | 8,378,000 | 13,724,000 | 20,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,323,000 | 68,113,000 | 68,931,000 | 70,145,000 |
| Total capital | 72,123,000 | 74,084,000 | 74,902,000 | 76,116,000 |
| Risk-weighted assets | 495,182,000 | 521,212,000 | 532,400,000 | 529,666,000 |