Call reports 2021
QUANTUM NATIONAL BANK — 2021
What QUANTUM NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 638,118,000 | 614,918,000 | 623,139,000 | 642,022,000 |
| Total loans | 542,179,000 | 539,462,000 | 545,689,000 | 550,560,000 |
| Allowance for loan losses | 6,213,000 | 6,217,000 | 6,285,000 | 5,800,000 |
| Securities available for sale | 6,856,000 | 6,524,000 | 5,008,000 | 12,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,724,000 | 549,352,000 | 556,318,000 | 574,578,000 |
| Interest-bearing deposits | 371,615,000 | 359,576,000 | 370,546,000 | 390,271,000 |
| Noninterest-bearing deposits | 201,109,000 | 189,776,000 | 185,772,000 | 184,307,000 |
| Equity capital | 62,631,000 | 62,629,000 | 63,515,000 | 64,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,410,000 | 14,931,000 | 22,248,000 | 30,218,000 |
| Interest expense | 281,000 | 492,000 | 678,000 | 859,000 |
| Net interest income | 7,129,000 | 14,439,000 | 21,570,000 | 29,359,000 |
| Noninterest income | 644,000 | 1,382,000 | 3,335,000 | 5,550,000 |
| Noninterest expense | 3,525,000 | 7,182,000 | 11,243,000 | 14,793,000 |
| Provision for loan losses | -650,000 | -650,000 | -650,000 | -1,135,000 |
| Pretax income | 4,898,000 | 9,289,000 | 14,352,000 | 21,291,000 |
| Income tax | 0 | 0 | 0 | 120,000 |
| Net income | 4,898,000 | 9,289,000 | 14,352,000 | 21,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,341,000 | 62,353,000 | 63,301,000 | 64,002,000 |
| Total capital | — | — | — | 69,802,000 |
| Risk-weighted assets | — | — | — | 487,384,000 |