Call reports 2020
QUANTUM NATIONAL BANK — 2020
What QUANTUM NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 513,214,000 | 608,127,000 | 651,784,000 | 608,173,000 |
| Total loans | 444,437,000 | 536,993,000 | 562,821,000 | 536,758,000 |
| Allowance for loan losses | 5,049,000 | 6,832,000 | 7,630,000 | 6,857,000 |
| Securities available for sale | 8,845,000 | 8,432,000 | 8,053,000 | 7,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,981,000 | 489,105,000 | 494,491,000 | 510,574,000 |
| Interest-bearing deposits | 339,878,000 | 338,713,000 | 337,426,000 | 347,004,000 |
| Noninterest-bearing deposits | 114,103,000 | 150,392,000 | 157,065,000 | 163,570,000 |
| Equity capital | 56,803,000 | 58,235,000 | 59,862,000 | 61,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,828,000 | 15,198,000 | 22,932,000 | 29,382,000 |
| Interest expense | 857,000 | 1,467,000 | 1,915,000 | 2,284,000 |
| Net interest income | 5,971,000 | 13,731,000 | 21,017,000 | 27,098,000 |
| Noninterest income | 534,000 | 1,065,000 | 2,107,000 | 3,495,000 |
| Noninterest expense | 3,169,000 | 6,567,000 | 10,034,000 | 13,465,000 |
| Provision for loan losses | 400,000 | 2,180,000 | 2,975,000 | 2,305,000 |
| Pretax income | 3,134,000 | 6,247,000 | 10,313,000 | 15,021,000 |
| Income tax | -70,000 | -70,000 | -70,000 | -70,000 |
| Net income | 3,204,000 | 6,317,000 | 10,383,000 | 15,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,822,000 | 57,886,000 | 59,487,000 | 61,294,000 |