Call reports 2019
QUANTUM NATIONAL BANK — 2019
What QUANTUM NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 498,452,000 | 510,246,000 | 510,596,000 | 512,653,000 |
| Total loans | 426,969,000 | 441,780,000 | 437,704,000 | 434,120,000 |
| Allowance for loan losses | 4,568,000 | 4,727,000 | 4,699,000 | 4,648,000 |
| Securities available for sale | 15,156,000 | 15,102,000 | 15,109,000 | 14,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,473,000 | 451,019,000 | 444,247,000 | 452,509,000 |
| Interest-bearing deposits | 337,644,000 | 346,066,000 | 333,172,000 | 339,874,000 |
| Noninterest-bearing deposits | 102,829,000 | 104,953,000 | 111,075,000 | 112,635,000 |
| Equity capital | 54,992,000 | 56,206,000 | 56,775,000 | 57,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,161,000 | 14,609,000 | 22,042,000 | 29,116,000 |
| Interest expense | 1,023,000 | 2,137,000 | 3,259,000 | 4,244,000 |
| Net interest income | 6,138,000 | 12,472,000 | 18,783,000 | 24,872,000 |
| Noninterest income | 612,000 | 1,344,000 | 1,859,000 | 2,133,000 |
| Noninterest expense | 3,027,000 | 5,960,000 | 8,894,000 | 11,742,000 |
| Provision for loan losses | 54,000 | 212,000 | 212,000 | 124,000 |
| Pretax income | 3,669,000 | 7,644,000 | 11,536,000 | 15,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,669,000 | 7,644,000 | 11,536,000 | 15,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,073,000 | 55,997,000 | 56,438,000 | 56,739,000 |
| Total capital | 59,641,000 | 60,724,000 | 61,137,000 | 61,387,000 |
| Risk-weighted assets | 410,031,000 | 421,225,000 | 410,757,000 | 404,629,000 |