Call reports 2018
QUANTUM NATIONAL BANK — 2018
What QUANTUM NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 460,287,000 | 470,246,000 | 470,887,000 | 489,828,000 |
| Total loans | 392,419,000 | 403,351,000 | 403,839,000 | 421,140,000 |
| Allowance for loan losses | 4,356,000 | 4,437,000 | 4,443,000 | 4,506,000 |
| Securities available for sale | 16,463,000 | 16,969,000 | 16,560,000 | 15,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,421,000 | 412,472,000 | 413,017,000 | 430,438,000 |
| Interest-bearing deposits | 324,922,000 | 327,637,000 | 329,378,000 | 347,100,000 |
| Noninterest-bearing deposits | 80,499,000 | 84,835,000 | 83,639,000 | 83,338,000 |
| Equity capital | 50,693,000 | 54,198,000 | 54,410,000 | 54,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,938,000 | 12,333,000 | 18,955,000 | 25,794,000 |
| Interest expense | 638,000 | 1,324,000 | 2,133,000 | 3,063,000 |
| Net interest income | 5,300,000 | 11,009,000 | 16,822,000 | 22,731,000 |
| Noninterest income | 920,000 | 1,754,000 | 2,448,000 | 2,730,000 |
| Noninterest expense | 2,689,000 | 5,388,000 | 8,204,000 | 11,129,000 |
| Provision for loan losses | 76,000 | 153,000 | 156,000 | 221,000 |
| Pretax income | 3,455,000 | 7,222,000 | 10,910,000 | 14,111,000 |
| Income tax | 1,078,000 | 1,078,000 | 1,078,000 | 1,078,000 |
| Net income | 2,377,000 | 6,144,000 | 9,832,000 | 13,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,224,000 | 54,772,000 | 55,088,000 | 54,434,000 |
| Total capital | 55,580,000 | 59,209,000 | 59,531,000 | 58,940,000 |
| Risk-weighted assets | 373,545,000 | 389,666,000 | 389,014,000 | 403,738,000 |