Call reports 2017
QUANTUM NATIONAL BANK — 2017
What QUANTUM NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 410,633,000 | 413,502,000 | 435,729,000 | 442,587,000 |
| Total loans | 354,257,000 | 353,004,000 | 376,659,000 | 384,952,000 |
| Allowance for loan losses | 4,406,000 | 4,235,000 | 4,247,000 | 4,264,000 |
| Securities available for sale | 3,670,000 | 4,671,000 | 15,455,000 | 16,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,771,000 | 0 | 0 | 0 |
| Total deposits | 362,118,000 | 361,469,000 | 384,733,000 | 391,155,000 |
| Interest-bearing deposits | 303,723,000 | 302,343,000 | 319,052,000 | 324,587,000 |
| Noninterest-bearing deposits | 58,395,000 | 59,126,000 | 65,681,000 | 66,568,000 |
| Equity capital | 47,009,000 | 48,671,000 | 47,303,000 | 48,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,009,000 | 10,383,000 | 16,027,000 | 21,826,000 |
| Interest expense | 409,000 | 873,000 | 1,393,000 | 1,973,000 |
| Net interest income | 4,600,000 | 9,510,000 | 14,634,000 | 19,853,000 |
| Noninterest income | 1,309,000 | 1,708,000 | 1,948,000 | 2,205,000 |
| Noninterest expense | 2,540,000 | 4,897,000 | 7,461,000 | 10,092,000 |
| Provision for loan losses | 0 | -208,000 | -208,000 | -208,000 |
| Pretax income | 3,369,000 | 6,529,000 | 9,329,000 | 12,174,000 |
| Income tax | 1,227,000 | 2,371,000 | 3,376,000 | 4,509,000 |
| Net income | 2,142,000 | 4,158,000 | 5,953,000 | 7,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,922,000 | 48,534,000 | 47,230,000 | 48,817,000 |
| Total capital | 51,184,000 | 52,622,000 | 51,477,000 | 53,081,000 |
| Risk-weighted assets | 340,694,000 | 338,014,000 | 362,705,000 | 372,782,000 |