Call reports 2016
QUANTUM NATIONAL BANK — 2016
What QUANTUM NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 390,157,000 | 400,257,000 | 391,205,000 | 404,272,000 |
| Total loans | 336,573,000 | 328,318,000 | 334,674,000 | 346,601,000 |
| Allowance for loan losses | 4,375,000 | 4,398,000 | 4,405,000 | 4,394,000 |
| Securities available for sale | 5,798,000 | 4,562,000 | 4,303,000 | 3,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,237,000 | 5,323,000 | 5,328,000 | 5,246,000 |
| Total deposits | 342,331,000 | 352,311,000 | 339,121,000 | 351,461,000 |
| Interest-bearing deposits | 296,867,000 | 302,003,000 | 281,351,000 | 301,406,000 |
| Noninterest-bearing deposits | 45,464,000 | 50,308,000 | 57,770,000 | 50,055,000 |
| Equity capital | 40,595,000 | 41,878,000 | 43,670,000 | 45,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,717,000 | 9,583,000 | 14,394,000 | 19,173,000 |
| Interest expense | 366,000 | 769,000 | 1,174,000 | 1,567,000 |
| Net interest income | 4,351,000 | 8,814,000 | 13,220,000 | 17,606,000 |
| Noninterest income | 664,000 | 2,445,000 | 3,245,000 | 3,941,000 |
| Noninterest expense | 2,482,000 | 4,661,000 | 7,017,000 | 9,514,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 2,458,000 | 6,537,000 | 9,387,000 | 12,044,000 |
| Income tax | 913,000 | 2,322,000 | 3,348,000 | 4,271,000 |
| Net income | 1,545,000 | 4,215,000 | 6,039,000 | 7,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,222,000 | 41,483,000 | 43,396,000 | 44,967,000 |
| Total capital | 44,303,000 | 45,479,000 | 47,490,000 | 49,165,000 |
| Risk-weighted assets | 325,961,000 | 319,058,000 | 327,058,000 | 335,535,000 |