Call reports 2015
QUANTUM NATIONAL BANK — 2015
What QUANTUM NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 341,296,000 | 363,042,000 | 365,541,000 | 366,710,000 |
| Total loans | 289,459,000 | 309,803,000 | 315,688,000 | 316,222,000 |
| Allowance for loan losses | 4,052,000 | 4,183,000 | 4,277,000 | 4,288,000 |
| Securities available for sale | 5,705,000 | 5,442,000 | 6,307,000 | 6,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 5,028,000 | 5,103,000 | 5,162,000 |
| Total deposits | 300,627,000 | 317,129,000 | 317,972,000 | 319,381,000 |
| Interest-bearing deposits | 247,002,000 | 266,992,000 | 273,001,000 | 276,701,000 |
| Noninterest-bearing deposits | 53,625,000 | 50,137,000 | 44,971,000 | 42,680,000 |
| Equity capital | 35,541,000 | 37,000,000 | 38,320,000 | 39,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,057,000 | 8,324,000 | 12,890,000 | 17,454,000 |
| Interest expense | 365,000 | 722,000 | 1,097,000 | 1,474,000 |
| Net interest income | 3,692,000 | 7,602,000 | 11,793,000 | 15,980,000 |
| Noninterest income | 348,000 | 1,265,000 | 1,456,000 | 1,766,000 |
| Noninterest expense | 2,494,000 | 5,042,000 | 7,612,000 | 10,070,000 |
| Provision for loan losses | 110,000 | 322,000 | 397,000 | 397,000 |
| Pretax income | 1,436,000 | 3,503,000 | 5,240,000 | 7,279,000 |
| Income tax | 455,000 | 1,051,000 | 1,535,000 | 2,169,000 |
| Net income | 981,000 | 2,452,000 | 3,705,000 | 5,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,327,000 | 36,855,000 | 38,073,000 | 39,411,000 |
| Total capital | 38,937,000 | 40,702,000 | 41,933,000 | 43,265,000 |
| Risk-weighted assets | 288,378,000 | 307,248,000 | 308,162,000 | 307,732,000 |