Call reports 2014
QUANTUM NATIONAL BANK — 2014
What QUANTUM NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 343,212,000 | 333,233,000 | 331,231,000 | 334,959,000 |
| Total loans | 288,461,000 | 278,853,000 | 279,579,000 | 283,821,000 |
| Allowance for loan losses | 4,595,000 | 4,088,000 | 4,195,000 | 3,982,000 |
| Securities available for sale | 7,262,000 | 6,844,000 | 6,029,000 | 5,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,373,000 | 286,038,000 | 288,944,000 | 293,819,000 |
| Interest-bearing deposits | 255,973,000 | 246,533,000 | 247,132,000 | 250,666,000 |
| Noninterest-bearing deposits | 41,400,000 | 39,505,000 | 41,812,000 | 43,153,000 |
| Equity capital | 34,549,000 | 35,534,000 | 36,566,000 | 37,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 8,514,000 | 12,824,000 | 17,135,000 |
| Interest expense | 411,000 | 804,000 | 1,175,000 | 1,544,000 |
| Net interest income | 3,867,000 | 7,710,000 | 11,649,000 | 15,591,000 |
| Noninterest income | -2,000 | 1,093,000 | 961,000 | 784,000 |
| Noninterest expense | 2,486,000 | 4,889,000 | 7,023,000 | 9,611,000 |
| Provision for loan losses | 0 | 1,090,000 | 1,196,000 | 1,606,000 |
| Pretax income | 1,379,000 | 2,824,000 | 4,392,000 | 5,159,000 |
| Income tax | 482,000 | 970,000 | 1,504,000 | 1,734,000 |
| Net income | 897,000 | 1,854,000 | 2,888,000 | 3,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,712,000 | 35,655,000 | 36,697,000 | 37,225,000 |
| Total capital | 38,248,000 | 39,130,000 | 40,127,000 | 40,749,000 |
| Risk-weighted assets | 282,242,000 | 277,308,000 | 273,550,000 | 281,435,000 |