Call reports 2013
QUANTUM NATIONAL BANK — 2013
What QUANTUM NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 331,789,000 | 333,625,000 | 335,569,000 | 334,363,000 |
| Total loans | 276,066,000 | 279,170,000 | 283,906,000 | 280,263,000 |
| Allowance for loan losses | 4,819,000 | 4,500,000 | 4,500,000 | 4,589,000 |
| Securities available for sale | 9,910,000 | 9,013,000 | 8,237,000 | 7,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,741,000 | 287,953,000 | 284,805,000 | 286,961,000 |
| Interest-bearing deposits | 254,381,000 | 252,556,000 | 248,004,000 | 256,406,000 |
| Noninterest-bearing deposits | 32,360,000 | 35,397,000 | 36,801,000 | 30,555,000 |
| Equity capital | 33,338,000 | 33,647,000 | 33,882,000 | 33,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,908,000 | 8,022,000 | 12,261,000 | 16,505,000 |
| Interest expense | 501,000 | 996,000 | 1,461,000 | 1,896,000 |
| Net interest income | 3,407,000 | 7,026,000 | 10,800,000 | 14,609,000 |
| Noninterest income | 287,000 | 937,000 | 979,000 | 2,121,000 |
| Noninterest expense | 2,430,000 | 4,834,000 | 7,226,000 | 9,084,000 |
| Provision for loan losses | 149,000 | 1,212,000 | 2,057,000 | 2,568,000 |
| Pretax income | 1,115,000 | 1,914,000 | 2,445,000 | 4,951,000 |
| Income tax | 418,000 | 737,000 | 955,000 | 1,921,000 |
| Net income | 697,000 | 1,177,000 | 1,490,000 | 3,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,297,000 | 33,776,000 | 34,089,000 | 33,813,000 |
| Total capital | 36,752,000 | 37,230,000 | 37,558,000 | 37,376,000 |
| Risk-weighted assets | 275,236,000 | 274,921,000 | 277,379,000 | 284,066,000 |