Call reports 2012
QUANTUM NATIONAL BANK — 2012
What QUANTUM NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 339,523,000 | 338,497,000 | 337,034,000 | 335,528,000 |
| Total loans | 279,985,000 | 277,611,000 | 280,323,000 | 280,033,000 |
| Allowance for loan losses | 5,270,000 | 5,180,000 | 5,090,000 | 5,000,000 |
| Securities available for sale | 17,699,000 | 12,925,000 | 11,596,000 | 10,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,182,000 | 290,724,000 | 289,193,000 | 287,118,000 |
| Interest-bearing deposits | 263,778,000 | 259,521,000 | 257,707,000 | 258,496,000 |
| Noninterest-bearing deposits | 28,404,000 | 31,203,000 | 31,486,000 | 28,622,000 |
| Equity capital | 35,709,000 | 34,073,000 | 34,175,000 | 34,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,087,000 | 8,166,000 | 12,259,000 | 16,282,000 |
| Interest expense | 649,000 | 1,217,000 | 1,759,000 | 2,272,000 |
| Net interest income | 3,438,000 | 6,949,000 | 10,500,000 | 14,010,000 |
| Noninterest income | 621,000 | 176,000 | -194,000 | -30,000 |
| Noninterest expense | 2,190,000 | 4,262,000 | 6,364,000 | 8,327,000 |
| Provision for loan losses | 506,000 | 855,000 | 1,664,000 | 2,640,000 |
| Pretax income | 1,497,000 | 2,309,000 | 2,623,000 | 3,361,000 |
| Income tax | 525,000 | 831,000 | 962,000 | 1,246,000 |
| Net income | 972,000 | 1,478,000 | 1,661,000 | 2,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,462,000 | 33,970,000 | 34,152,000 | 34,604,000 |
| Total capital | 38,975,000 | 37,427,000 | 37,648,000 | 38,073,000 |
| Risk-weighted assets | 279,286,000 | 275,111,000 | 278,142,000 | 276,005,000 |