Call reports 2011
QUANTUM NATIONAL BANK — 2011
What QUANTUM NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 349,179,000 | 339,506,000 | 336,542,000 | 342,025,000 |
| Total loans | 282,859,000 | 271,986,000 | 278,249,000 | 278,210,000 |
| Allowance for loan losses | 6,146,000 | 5,900,000 | 5,756,000 | 5,566,000 |
| Securities available for sale | 23,221,000 | 18,463,000 | 18,362,000 | 15,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,437,000 | 290,634,000 | 288,128,000 | 292,342,000 |
| Interest-bearing deposits | 281,422,000 | 265,392,000 | 261,176,000 | 267,661,000 |
| Noninterest-bearing deposits | 22,015,000 | 25,242,000 | 26,952,000 | 24,681,000 |
| Equity capital | 33,247,000 | 33,905,000 | 34,178,000 | 34,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,275,000 | 8,579,000 | 12,885,000 | 16,878,000 |
| Interest expense | 1,145,000 | 2,048,000 | 2,829,000 | 3,543,000 |
| Net interest income | 3,130,000 | 6,531,000 | 10,056,000 | 13,335,000 |
| Noninterest income | -426,000 | 57,000 | -617,000 | -918,000 |
| Noninterest expense | 2,162,000 | 4,053,000 | 6,287,000 | 8,008,000 |
| Provision for loan losses | 450,000 | 2,123,000 | 2,680,000 | 2,841,000 |
| Pretax income | 92,000 | 580,000 | 728,000 | 2,028,000 |
| Income tax | -8,000 | 151,000 | 159,000 | 621,000 |
| Net income | 100,000 | 429,000 | 569,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,201,000 | 33,530,000 | 33,698,000 | 34,537,000 |
| Total capital | 36,836,000 | 37,066,000 | 37,226,000 | 38,057,000 |
| Risk-weighted assets | 288,318,000 | 280,484,000 | 280,110,000 | 279,384,000 |