Call reports 2010
QUANTUM NATIONAL BANK — 2010
What QUANTUM NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 352,422,000 | 351,168,000 | 345,502,000 | 345,905,000 |
| Total loans | 268,563,000 | 281,181,000 | 271,131,000 | 277,655,000 |
| Allowance for loan losses | 6,553,000 | 6,309,000 | 6,001,000 | 6,001,000 |
| Securities available for sale | 23,625,000 | 22,006,000 | 20,597,000 | 19,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,743,000 | 302,759,000 | 291,145,000 | 299,024,000 |
| Interest-bearing deposits | 283,892,000 | 279,739,000 | 267,695,000 | 278,597,000 |
| Noninterest-bearing deposits | 19,851,000 | 23,020,000 | 23,450,000 | 20,427,000 |
| Equity capital | 32,771,000 | 33,119,000 | 33,396,000 | 33,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,893,000 | 8,107,000 | 12,125,000 | 16,230,000 |
| Interest expense | 1,684,000 | 3,196,000 | 4,579,000 | 5,818,000 |
| Net interest income | 2,209,000 | 4,911,000 | 7,546,000 | 10,412,000 |
| Noninterest income | 167,000 | -259,000 | -233,000 | -942,000 |
| Noninterest expense | 1,852,000 | 3,850,000 | 5,934,000 | 7,833,000 |
| Provision for loan losses | 685,000 | 736,000 | 1,114,000 | 1,428,000 |
| Pretax income | 81,000 | 393,000 | 592,000 | 595,000 |
| Income tax | -20,000 | 50,000 | 75,000 | 46,000 |
| Net income | 101,000 | 343,000 | 517,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,740,000 | 32,145,000 | 33,074,000 | 33,011,000 |
| Total capital | 35,241,000 | 35,784,000 | 36,609,000 | 36,637,000 |
| Risk-weighted assets | 280,106,000 | 291,105,000 | 282,765,000 | 290,094,000 |