Call reports 2009
QUANTUM NATIONAL BANK — 2009
What QUANTUM NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 375,646,000 | 392,842,000 | 369,175,000 | 390,071,000 |
| Total loans | 282,767,000 | 282,404,000 | 287,729,000 | 279,669,000 |
| Allowance for loan losses | 3,874,000 | 3,888,000 | 4,317,000 | 7,062,000 |
| Securities available for sale | 29,837,000 | 31,282,000 | 29,599,000 | 30,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,205,000 | 318,624,000 | 306,012,000 | 310,902,000 |
| Interest-bearing deposits | 293,994,000 | 295,808,000 | 282,132,000 | 287,530,000 |
| Noninterest-bearing deposits | 22,211,000 | 22,815,000 | 23,880,000 | 23,372,000 |
| Equity capital | 35,555,000 | 34,720,000 | 35,209,000 | 32,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,930,000 | 8,177,000 | 12,328,000 | 16,403,000 |
| Interest expense | 2,240,000 | 4,411,000 | 6,497,000 | 8,271,000 |
| Net interest income | 1,690,000 | 3,766,000 | 5,831,000 | 8,132,000 |
| Noninterest income | 82,000 | 669,000 | -609,000 | -1,437,000 |
| Noninterest expense | 2,238,000 | 4,621,000 | 6,920,000 | 9,039,000 |
| Provision for loan losses | 383,000 | 1,857,000 | 3,772,000 | 8,560,000 |
| Pretax income | -355,000 | -1,458,000 | -4,885,000 | -10,230,000 |
| Income tax | -193,000 | -675,000 | -2,022,000 | -4,108,000 |
| Net income | -162,000 | -783,000 | -2,863,000 | -6,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,244,000 | 34,618,000 | 33,912,000 | 32,580,000 |
| Total capital | 39,104,000 | 38,378,000 | 37,711,000 | 36,235,000 |
| Risk-weighted assets | 308,809,000 | 304,179,000 | 307,293,000 | 292,397,000 |