Call reports 2008
QUANTUM NATIONAL BANK — 2008
What QUANTUM NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 335,748,000 | 347,655,000 | 364,872,000 | 363,399,000 |
| Total loans | 279,372,000 | 274,424,000 | 292,622,000 | 289,194,000 |
| Allowance for loan losses | 3,073,000 | 3,346,000 | 4,953,000 | 4,835,000 |
| Securities available for sale | 24,289,000 | 29,877,000 | 28,942,000 | 37,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,048,000 | 299,532,000 | 310,537,000 | 308,296,000 |
| Interest-bearing deposits | 269,720,000 | 284,213,000 | 296,172,000 | 292,822,000 |
| Noninterest-bearing deposits | 14,328,000 | 15,319,000 | 14,365,000 | 15,474,000 |
| Equity capital | 27,934,000 | 30,094,000 | 36,851,000 | 35,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,581,000 | 10,418,000 | 15,372,000 | 19,978,000 |
| Interest expense | 2,924,000 | 5,541,000 | 8,178,000 | 10,761,000 |
| Net interest income | 2,657,000 | 4,877,000 | 7,194,000 | 9,217,000 |
| Noninterest income | 243,000 | -45,000 | -634,000 | -493,000 |
| Noninterest expense | 2,238,000 | 4,028,000 | 6,607,000 | 8,548,000 |
| Provision for loan losses | 734,000 | 1,299,000 | 3,244,000 | 5,794,000 |
| Pretax income | -17,000 | -440,000 | -3,226,000 | -5,553,000 |
| Income tax | -50,000 | -253,000 | -1,334,000 | -2,264,000 |
| Net income | 33,000 | -187,000 | -1,892,000 | -3,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,609,000 | 29,887,000 | 36,800,000 | 35,401,000 |
| Total capital | 32,682,000 | 35,733,000 | 40,713,000 | 39,346,000 |
| Risk-weighted assets | 305,256,000 | 303,725,000 | 313,191,000 | 315,233,000 |