Call reports 2006
QUANTUM NATIONAL BANK — 2006
What QUANTUM NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 245,601,000 | 257,431,000 | 260,570,000 | 282,798,000 |
| Total loans | 212,455,000 | 217,330,000 | 226,201,000 | 240,025,000 |
| Allowance for loan losses | 2,034,000 | 2,139,000 | 2,238,000 | 2,401,000 |
| Securities available for sale | 11,845,000 | 15,520,000 | 16,736,000 | 17,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,547,000 | 226,441,000 | 226,428,000 | 247,493,000 |
| Interest-bearing deposits | 199,566,000 | 210,202,000 | 211,333,000 | 230,715,000 |
| Noninterest-bearing deposits | 16,981,000 | 16,239,000 | 15,095,000 | 16,778,000 |
| Equity capital | 20,926,000 | 21,749,000 | 22,902,000 | 23,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,985,000 | 10,535,000 | 16,545,000 | 22,602,000 |
| Interest expense | 1,834,000 | 4,209,000 | 6,793,000 | 9,499,000 |
| Net interest income | 3,151,000 | 6,326,000 | 9,752,000 | 13,103,000 |
| Noninterest income | 421,000 | 811,000 | 1,138,000 | 1,416,000 |
| Noninterest expense | 1,925,000 | 3,941,000 | 6,026,000 | 8,086,000 |
| Provision for loan losses | 245,000 | 355,000 | 454,000 | 640,000 |
| Pretax income | 1,402,000 | 2,841,000 | 4,410,000 | 5,793,000 |
| Income tax | 495,000 | 1,034,000 | 1,563,000 | 2,005,000 |
| Net income | 907,000 | 1,807,000 | 2,847,000 | 3,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,022,000 | 21,847,000 | 22,712,000 | 23,653,000 |
| Total capital | 23,056,000 | 23,986,000 | 24,950,000 | 26,054,000 |
| Risk-weighted assets | 225,355,000 | 232,339,000 | 239,056,000 | 253,447,000 |