Call reports 2004
QUANTUM NATIONAL BANK — 2004
What QUANTUM NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 176,954,000 | 180,094,000 | 182,036,000 | 183,097,000 |
| Total loans | 145,477,000 | 151,596,000 | 155,058,000 | 160,707,000 |
| Allowance for loan losses | 1,350,000 | 1,398,000 | 1,415,000 | 1,472,000 |
| Securities available for sale | 13,875,000 | 14,152,000 | 10,833,000 | 11,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,547,000 | 158,488,000 | 159,442,000 | 157,987,000 |
| Interest-bearing deposits | 145,503,000 | 153,113,000 | 152,342,000 | 151,778,000 |
| Noninterest-bearing deposits | 5,044,000 | 5,375,000 | 7,100,000 | 6,209,000 |
| Equity capital | 14,638,000 | 14,732,000 | 15,651,000 | 16,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,488,000 | 5,067,000 | 7,957,000 | 10,911,000 |
| Interest expense | 757,000 | 1,527,000 | 2,334,000 | 3,181,000 |
| Net interest income | 1,731,000 | 3,540,000 | 5,623,000 | 7,730,000 |
| Noninterest income | 168,000 | 263,000 | 419,000 | 503,000 |
| Noninterest expense | 1,167,000 | 2,313,000 | 3,618,000 | 4,856,000 |
| Provision for loan losses | 85,000 | 150,000 | 305,000 | 364,000 |
| Pretax income | 696,000 | 1,390,000 | 2,176,000 | 3,070,000 |
| Income tax | 214,000 | 447,000 | 697,000 | 976,000 |
| Net income | 482,000 | 943,000 | 1,479,000 | 2,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,398,000 | 14,859,000 | 15,595,000 | 16,211,000 |
| Total capital | 15,748,000 | 16,257,000 | 17,010,000 | 17,683,000 |
| Risk-weighted assets | 150,602,000 | 161,482,000 | 164,181,000 | 170,894,000 |