Call reports 2002
QUANTUM NATIONAL BANK — 2002
What QUANTUM NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 122,254,000 | 122,838,000 | 136,413,000 | 136,466,000 |
| Total loans | 73,073,000 | 84,674,000 | 90,359,000 | 98,377,000 |
| Allowance for loan losses | 857,000 | 887,000 | 902,000 | 930,000 |
| Securities available for sale | 26,247,000 | 24,872,000 | 21,662,000 | 26,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,005,000 | 110,068,000 | 117,713,000 | 116,893,000 |
| Interest-bearing deposits | 99,899,000 | 106,385,000 | 109,212,000 | 113,263,000 |
| Noninterest-bearing deposits | 10,106,000 | 3,683,000 | 8,501,000 | 3,630,000 |
| Equity capital | 8,651,000 | 9,129,000 | 9,877,000 | 10,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,605,000 | 5,635,000 | 7,662,000 |
| Interest expense | 787,000 | 1,571,000 | 2,411,000 | 3,210,000 |
| Net interest income | 944,000 | 2,034,000 | 3,224,000 | 4,452,000 |
| Noninterest income | 145,000 | 198,000 | 465,000 | 683,000 |
| Noninterest expense | 775,000 | 1,598,000 | 2,497,000 | 3,463,000 |
| Provision for loan losses | 0 | 30,000 | 45,000 | 83,000 |
| Pretax income | 314,000 | 604,000 | 1,225,000 | 1,667,000 |
| Income tax | 91,000 | 173,000 | 367,000 | 490,000 |
| Net income | 223,000 | 431,000 | 858,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,713,000 | 8,921,000 | 9,598,000 | 10,414,000 |
| Total capital | 9,570,000 | 9,808,000 | 10,500,000 | 11,344,000 |
| Risk-weighted assets | 86,542,000 | 95,538,000 | 101,635,000 | 107,758,000 |