Call reports 2001
QUANTUM NATIONAL BANK — 2001
What QUANTUM NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,354,000 | 109,019,000 | 113,120,000 | 119,048,000 |
| Total loans | 67,713,000 | 69,711,000 | 72,918,000 | 74,737,000 |
| Allowance for loan losses | 854,000 | 874,000 | 870,000 | 862,000 |
| Securities available for sale | 11,430,000 | 19,537,000 | 22,443,000 | 20,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,734,000 | 100,277,000 | 104,223,000 | 106,949,000 |
| Interest-bearing deposits | 89,564,000 | 94,221,000 | 96,159,000 | 97,439,000 |
| Noninterest-bearing deposits | 7,170,000 | 6,056,000 | 8,064,000 | 9,510,000 |
| Equity capital | 7,677,000 | 7,991,000 | 8,300,000 | 8,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,361,000 | 4,576,000 | 6,715,000 | 8,647,000 |
| Interest expense | 1,241,000 | 2,446,000 | 3,548,000 | 4,444,000 |
| Net interest income | 1,120,000 | 2,130,000 | 3,167,000 | 4,203,000 |
| Noninterest income | 138,000 | 278,000 | 349,000 | 595,000 |
| Noninterest expense | 775,000 | 1,527,000 | 2,242,000 | 3,073,000 |
| Provision for loan losses | 60,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 428,000 | 806,000 | 1,199,000 | 1,723,000 |
| Income tax | 143,000 | 268,000 | 386,000 | 550,000 |
| Net income | 285,000 | 538,000 | 813,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,689,000 | 7,955,000 | 8,130,000 | 8,490,000 |
| Total capital | 8,543,000 | 8,829,000 | 9,000,000 | 9,352,000 |
| Risk-weighted assets | 77,311,000 | 80,239,000 | 82,924,000 | 87,928,000 |