Call reports 2025
FLEETWOOD BANK — 2025
What FLEETWOOD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 388,345,000 | 394,855,000 | 392,265,000 | 401,618,000 |
| Total loans | 223,601,000 | 230,710,000 | 231,831,000 | 240,226,000 |
| Allowance for loan losses | 2,903,000 | 2,923,000 | 2,942,000 | 2,959,000 |
| Securities available for sale | 58,297,000 | 58,096,000 | 56,413,000 | 62,448,000 |
| Securities held to maturity | 68,305,000 | 67,163,000 | 60,535,000 | 64,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,234,000 | 363,567,000 | 359,676,000 | 355,574,000 |
| Interest-bearing deposits | 284,397,000 | 287,017,000 | 286,005,000 | 279,322,000 |
| Noninterest-bearing deposits | 73,837,000 | 76,550,000 | 73,671,000 | 76,252,000 |
| Equity capital | 25,013,000 | 26,227,000 | 27,230,000 | 27,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,620,000 | 7,448,000 | 11,426,000 | 15,340,000 |
| Interest expense | 831,000 | 1,642,000 | 2,407,000 | 3,129,000 |
| Net interest income | 2,789,000 | 5,806,000 | 9,019,000 | 12,211,000 |
| Noninterest income | 399,000 | 798,000 | 1,169,000 | 1,563,000 |
| Noninterest expense | 2,601,000 | 5,397,000 | 8,122,000 | 10,932,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 572,000 | 1,177,000 | 2,021,000 | 2,782,000 |
| Income tax | 53,000 | 160,000 | 241,000 | 468,000 |
| Net income | 519,000 | 1,017,000 | 1,780,000 | 2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,486,000 | 29,984,000 | 30,444,000 | 30,638,000 |
| Total capital | 32,136,000 | 32,799,000 | 33,299,000 | 33,597,000 |
| Risk-weighted assets | 211,776,000 | 225,133,000 | 228,275,000 | 238,668,000 |