Call reports 2023
FLEETWOOD BANK — 2023
What FLEETWOOD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 373,684,000 | 381,677,000 | 382,539,000 | 382,828,000 |
| Total loans | 199,989,000 | 201,536,000 | 204,659,000 | 207,664,000 |
| Allowance for loan losses | 2,372,000 | 2,421,000 | 2,477,000 | 2,570,000 |
| Securities available for sale | 62,052,000 | 61,109,000 | 59,456,000 | 61,716,000 |
| Securities held to maturity | 77,481,000 | 77,022,000 | 76,647,000 | 76,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,507,000 | 340,419,000 | 334,875,000 | 343,488,000 |
| Interest-bearing deposits | 271,355,000 | 266,716,000 | 267,730,000 | 275,750,000 |
| Noninterest-bearing deposits | 71,152,000 | 73,703,000 | 67,145,000 | 67,738,000 |
| Equity capital | 20,949,000 | 20,824,000 | 20,020,000 | 22,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,865,000 | 5,969,000 | 9,207,000 | 12,501,000 |
| Interest expense | 167,000 | 544,000 | 1,240,000 | 2,119,000 |
| Net interest income | 2,698,000 | 5,425,000 | 7,967,000 | 10,382,000 |
| Noninterest income | 371,000 | 767,000 | 1,171,000 | 1,597,000 |
| Noninterest expense | 2,360,000 | 4,962,000 | 7,429,000 | 9,823,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 649,000 | 1,080,000 | 1,469,000 | 1,826,000 |
| Income tax | 97,000 | 169,000 | 228,000 | 281,000 |
| Net income | 552,000 | 911,000 | 1,241,000 | 1,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,838,000 | 28,045,000 | 28,156,000 | 28,308,000 |
| Total capital | 30,210,000 | 30,466,000 | 30,633,000 | 30,857,000 |
| Risk-weighted assets | 193,723,000 | 204,265,000 | 203,490,000 | 203,931,000 |