Call reports 2016
FLEETWOOD BANK — 2016
What FLEETWOOD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 235,209,000 | 237,184,000 | 241,884,000 | 244,519,000 |
| Total loans | 145,653,000 | 144,780,000 | 143,175,000 | 148,624,000 |
| Allowance for loan losses | 1,427,000 | 1,371,000 | 1,401,000 | 1,481,000 |
| Securities available for sale | 18,063,000 | 22,602,000 | 27,013,000 | 25,310,000 |
| Securities held to maturity | 37,349,000 | 40,850,000 | 42,057,000 | 40,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,219,000 | 204,848,000 | 209,270,000 | 214,997,000 |
| Interest-bearing deposits | 177,134,000 | 177,478,000 | 181,215,000 | 184,432,000 |
| Noninterest-bearing deposits | 26,085,000 | 27,370,000 | 28,055,000 | 30,565,000 |
| Equity capital | 22,076,000 | 22,197,000 | 22,328,000 | 22,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,815,000 | 5,793,000 | 7,697,000 |
| Interest expense | 166,000 | 326,000 | 487,000 | 638,000 |
| Net interest income | 1,757,000 | 3,489,000 | 5,306,000 | 7,059,000 |
| Noninterest income | 388,000 | 784,000 | 1,172,000 | 1,571,000 |
| Noninterest expense | 1,706,000 | 3,534,000 | 5,335,000 | 6,930,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 169,000 |
| Pretax income | 409,000 | 679,000 | 1,053,000 | 1,531,000 |
| Income tax | 75,000 | 123,000 | 190,000 | 276,000 |
| Net income | 334,000 | 556,000 | 863,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,005,000 | 22,080,000 | 22,239,000 | 22,485,000 |
| Total capital | 23,432,000 | 23,451,000 | 23,640,000 | 23,966,000 |
| Risk-weighted assets | 138,336,000 | 139,705,000 | 140,218,000 | 144,637,000 |