Call reports 2015
FLEETWOOD BANK — 2015
What FLEETWOOD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 226,019,000 | 224,459,000 | 226,630,000 | 230,516,000 |
| Total loans | 139,084,000 | 140,793,000 | 144,175,000 | 145,984,000 |
| Allowance for loan losses | 1,359,000 | 1,368,000 | 1,368,000 | 1,461,000 |
| Securities available for sale | 22,210,000 | 21,009,000 | 20,644,000 | 18,953,000 |
| Securities held to maturity | 41,244,000 | 39,414,000 | 39,032,000 | 37,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,470,000 | 196,051,000 | 194,134,000 | 198,655,000 |
| Interest-bearing deposits | 172,494,000 | 170,780,000 | 170,117,000 | 174,007,000 |
| Noninterest-bearing deposits | 24,976,000 | 25,271,000 | 24,017,000 | 24,648,000 |
| Equity capital | 21,407,000 | 21,448,000 | 21,776,000 | 21,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,948,000 | 3,880,000 | 5,824,000 | 7,768,000 |
| Interest expense | 179,000 | 354,000 | 529,000 | 700,000 |
| Net interest income | 1,769,000 | 3,526,000 | 5,295,000 | 7,068,000 |
| Noninterest income | 322,000 | 653,000 | 988,000 | 1,338,000 |
| Noninterest expense | 1,628,000 | 3,344,000 | 4,948,000 | 6,707,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 207,000 |
| Pretax income | 448,000 | 765,000 | 1,225,000 | 1,487,000 |
| Income tax | 80,000 | 138,000 | 221,000 | 276,000 |
| Net income | 368,000 | 627,000 | 1,004,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,376,000 | 21,493,000 | 21,729,000 | 21,794,000 |
| Total capital | 22,735,000 | 22,861,000 | 23,097,000 | 23,255,000 |
| Risk-weighted assets | 135,911,000 | 135,791,000 | 137,186,000 | 139,184,000 |