Call reports 2014
FLEETWOOD BANK — 2014
What FLEETWOOD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 227,007,000 | 228,019,000 | 228,599,000 | 226,840,000 |
| Total loans | 134,160,000 | 136,091,000 | 138,598,000 | 137,758,000 |
| Allowance for loan losses | 1,341,000 | 1,351,000 | 1,415,000 | 1,377,000 |
| Securities available for sale | 25,655,000 | 27,771,000 | 26,092,000 | 25,097,000 |
| Securities held to maturity | 46,215,000 | 43,882,000 | 42,837,000 | 42,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,931,000 | 199,600,000 | 199,902,000 | 197,695,000 |
| Interest-bearing deposits | 176,087,000 | 176,434,000 | 176,426,000 | 174,995,000 |
| Noninterest-bearing deposits | 23,844,000 | 23,166,000 | 23,476,000 | 22,700,000 |
| Equity capital | 20,197,000 | 20,443,000 | 20,597,000 | 21,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,787,000 | 5,748,000 | 7,718,000 |
| Interest expense | 201,000 | 397,000 | 592,000 | 773,000 |
| Net interest income | 1,678,000 | 3,390,000 | 5,156,000 | 6,945,000 |
| Noninterest income | 332,000 | 680,000 | 1,007,000 | 1,357,000 |
| Noninterest expense | 1,686,000 | 3,409,000 | 5,064,000 | 6,673,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 240,000 |
| Pretax income | 249,000 | 511,000 | 874,000 | 1,389,000 |
| Income tax | 46,000 | 95,000 | 161,000 | 213,000 |
| Net income | 203,000 | 416,000 | 713,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,600,000 | 20,672,000 | 20,827,000 | 21,149,000 |
| Total capital | 21,941,000 | 22,023,000 | 22,242,000 | 22,526,000 |
| Risk-weighted assets | 127,925,000 | 129,712,000 | 131,813,000 | 131,828,000 |