Call reports 2013
FLEETWOOD BANK — 2013
What FLEETWOOD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 230,245,000 | 222,492,000 | 229,056,000 | 225,881,000 |
| Total loans | 128,110,000 | 129,284,000 | 132,814,000 | 134,933,000 |
| Allowance for loan losses | 1,334,000 | 1,345,000 | 1,302,000 | 1,350,000 |
| Securities available for sale | 25,349,000 | 26,403,000 | 27,763,000 | 25,535,000 |
| Securities held to maturity | 50,451,000 | 45,966,000 | 48,216,000 | 47,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,775,000 | 196,093,000 | 201,015,000 | 195,078,000 |
| Interest-bearing deposits | 174,101,000 | 173,669,000 | 178,723,000 | 174,097,000 |
| Noninterest-bearing deposits | 22,674,000 | 22,424,000 | 22,292,000 | 20,981,000 |
| Equity capital | 20,071,000 | 19,594,000 | 19,930,000 | 19,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 3,975,000 | 5,964,000 | 7,894,000 |
| Interest expense | 324,000 | 585,000 | 809,000 | 1,027,000 |
| Net interest income | 1,705,000 | 3,390,000 | 5,155,000 | 6,867,000 |
| Noninterest income | 341,000 | 710,000 | 1,069,000 | 1,410,000 |
| Noninterest expense | 1,590,000 | 3,244,000 | 4,852,000 | 6,613,000 |
| Provision for loan losses | 45,000 | 60,000 | 75,000 | 120,000 |
| Pretax income | 412,000 | 797,000 | 1,298,000 | 1,545,000 |
| Income tax | 82,000 | 158,000 | 260,000 | 312,000 |
| Net income | 330,000 | 639,000 | 1,038,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,991,000 | 20,159,000 | 20,416,000 | 20,470,000 |
| Total capital | 21,325,000 | 21,504,000 | 21,718,000 | 21,820,000 |
| Risk-weighted assets | 125,089,000 | 124,767,000 | 127,683,000 | 128,339,000 |