Call reports 2012
FLEETWOOD BANK — 2012
What FLEETWOOD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 229,483,000 | 233,868,000 | 238,278,000 | 238,376,000 |
| Total loans | 122,839,000 | 123,071,000 | 128,684,000 | 126,992,000 |
| Allowance for loan losses | 1,384,000 | 1,399,000 | 1,339,000 | 1,365,000 |
| Securities available for sale | 25,399,000 | 21,756,000 | 19,652,000 | 16,044,000 |
| Securities held to maturity | 54,073,000 | 58,050,000 | 62,712,000 | 61,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,389,000 | 199,651,000 | 205,188,000 | 205,065,000 |
| Interest-bearing deposits | 174,540,000 | 178,662,000 | 183,288,000 | 182,248,000 |
| Noninterest-bearing deposits | 20,849,000 | 20,989,000 | 21,901,000 | 22,817,000 |
| Equity capital | 19,571,000 | 19,603,000 | 19,725,000 | 19,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,140,000 | 6,176,000 | 8,279,000 |
| Interest expense | 460,000 | 915,000 | 1,344,000 | 1,729,000 |
| Net interest income | 1,670,000 | 3,225,000 | 4,832,000 | 6,550,000 |
| Noninterest income | 320,000 | 651,000 | 998,000 | 1,344,000 |
| Noninterest expense | 1,629,000 | 3,336,000 | 4,939,000 | 6,635,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 79,000 |
| Pretax income | 346,000 | 835,000 | 1,156,000 | 1,505,000 |
| Income tax | 86,000 | 208,000 | 288,000 | 281,000 |
| Net income | 260,000 | 627,000 | 868,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,300,000 | 19,525,000 | 19,625,000 | 19,802,000 |
| Total capital | 20,684,000 | 20,924,000 | 20,964,000 | 21,167,000 |
| Risk-weighted assets | 121,841,000 | 121,217,000 | 126,831,000 | 124,150,000 |