Call reports 2009
FLEETWOOD BANK — 2009
What FLEETWOOD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 201,456,000 | 210,248,000 | 210,661,000 | 217,478,000 |
| Total loans | 118,999,000 | 121,380,000 | 124,435,000 | 124,262,000 |
| Allowance for loan losses | 1,301,000 | 1,338,000 | 1,411,000 | 1,273,000 |
| Securities available for sale | 43,215,000 | 24,248,000 | 22,024,000 | 20,436,000 |
| Securities held to maturity | 9,756,000 | 30,636,000 | 29,602,000 | 40,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,681,000 | 172,517,000 | 173,842,000 | 182,443,000 |
| Interest-bearing deposits | 146,413,000 | 154,968,000 | 157,391,000 | 166,134,000 |
| Noninterest-bearing deposits | 17,268,000 | 17,549,000 | 16,451,000 | 16,309,000 |
| Equity capital | 17,977,000 | 18,099,000 | 18,353,000 | 18,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,499,000 | 4,775,000 | 7,165,000 | 9,525,000 |
| Interest expense | 865,000 | 1,717,000 | 2,482,000 | 3,239,000 |
| Net interest income | 1,634,000 | 3,058,000 | 4,683,000 | 6,286,000 |
| Noninterest income | 274,000 | 575,000 | 961,000 | 1,266,000 |
| Noninterest expense | 1,361,000 | 2,791,000 | 4,335,000 | 5,885,000 |
| Provision for loan losses | 38,000 | 75,000 | 165,000 | 255,000 |
| Pretax income | 509,000 | 767,000 | 1,144,000 | 1,412,000 |
| Income tax | 120,000 | 158,000 | 270,000 | 334,000 |
| Net income | 389,000 | 609,000 | 874,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,738,000 | 17,823,000 | 17,953,000 | 18,023,000 |
| Total capital | 19,039,000 | 19,161,000 | 19,364,000 | 19,296,000 |
| Risk-weighted assets | 118,779,000 | 120,144,000 | 121,838,000 | 124,890,000 |