Call reports 2008
FLEETWOOD BANK — 2008
What FLEETWOOD BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 168,853,000 | 185,509,000 | 190,174,000 | 191,672,000 |
| Total loans | 110,193,000 | 115,178,000 | 116,261,000 | 116,827,000 |
| Allowance for loan losses | 1,192,000 | 1,229,000 | 1,245,000 | 1,290,000 |
| Securities available for sale | 18,034,000 | 51,326,000 | 56,100,000 | 55,027,000 |
| Securities held to maturity | 430,000 | 381,000 | 331,000 | 516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,762,000 | 154,371,000 | 152,293,000 | 153,970,000 |
| Interest-bearing deposits | 129,430,000 | 134,828,000 | 134,552,000 | 136,654,000 |
| Noninterest-bearing deposits | 19,332,000 | 19,543,000 | 17,741,000 | 17,316,000 |
| Equity capital | 16,980,000 | 16,403,000 | 16,774,000 | 17,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,272,000 | 4,745,000 | 7,300,000 | 9,860,000 |
| Interest expense | 882,000 | 1,788,000 | 2,698,000 | 3,639,000 |
| Net interest income | 1,390,000 | 2,957,000 | 4,602,000 | 6,221,000 |
| Noninterest income | 255,000 | 497,000 | 733,000 | 1,033,000 |
| Noninterest expense | 1,435,000 | 2,798,000 | 4,170,000 | 5,591,000 |
| Provision for loan losses | 38,000 | 75,000 | 91,000 | 136,000 |
| Pretax income | 172,000 | 581,000 | 1,074,000 | 1,527,000 |
| Income tax | 36,000 | 116,000 | 224,000 | 363,000 |
| Net income | 136,000 | 465,000 | 850,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,842,000 | 17,041,000 | 17,298,000 | 17,483,000 |
| Total capital | 18,034,000 | 18,270,000 | 18,543,000 | 18,773,000 |
| Risk-weighted assets | 103,236,000 | 111,352,000 | 112,768,000 | 115,567,000 |