Call reports 2007
FLEETWOOD BANK — 2007
What FLEETWOOD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 159,920,000 | 153,075,000 | 152,603,000 | 158,138,000 |
| Total loans | 105,185,000 | 102,850,000 | 103,043,000 | 107,172,000 |
| Allowance for loan losses | 1,154,000 | 1,154,000 | 1,156,000 | 1,156,000 |
| Securities available for sale | 37,631,000 | 25,627,000 | 23,589,000 | 26,197,000 |
| Securities held to maturity | 2,558,000 | 4,513,000 | 10,480,000 | 3,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,984,000 | 136,019,000 | 135,579,000 | 138,128,000 |
| Interest-bearing deposits | 120,693,000 | 117,082,000 | 117,253,000 | 118,630,000 |
| Noninterest-bearing deposits | 20,291,000 | 18,937,000 | 18,326,000 | 19,498,000 |
| Equity capital | 16,175,000 | 16,171,000 | 16,476,000 | 16,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,435,000 | 6,635,000 | 8,864,000 |
| Interest expense | 813,000 | 1,638,000 | 2,451,000 | 3,277,000 |
| Net interest income | 1,386,000 | 2,797,000 | 4,184,000 | 5,587,000 |
| Noninterest income | 247,000 | 694,000 | 926,000 | 1,154,000 |
| Noninterest expense | 1,447,000 | 2,864,000 | 4,212,000 | 5,479,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 171,000 | 311,000 | 582,000 | 936,000 |
| Income tax | 38,000 | 124,000 | 191,000 | 114,000 |
| Net income | 133,000 | 187,000 | 391,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,515,000 | 16,444,000 | 16,526,000 | 16,834,000 |
| Total capital | 17,669,000 | 17,598,000 | 17,682,000 | 17,990,000 |
| Risk-weighted assets | 100,775,000 | 97,288,000 | 96,461,000 | 99,600,000 |