Call reports 2006
FLEETWOOD BANK — 2006
What FLEETWOOD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,602,000 | 158,504,000 | 155,440,000 | 158,843,000 |
| Total loans | 89,640,000 | 95,264,000 | 99,108,000 | 102,886,000 |
| Allowance for loan losses | 1,082,000 | 1,142,000 | 1,142,000 | 1,139,000 |
| Securities available for sale | 42,971,000 | 41,137,000 | 38,811,000 | 37,544,000 |
| Securities held to maturity | 3,734,000 | 3,667,000 | 3,623,000 | 2,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,715,000 | 142,777,000 | 138,704,000 | 142,061,000 |
| Interest-bearing deposits | 118,387,000 | 121,263,000 | 118,834,000 | 121,607,000 |
| Noninterest-bearing deposits | 20,328,000 | 21,514,000 | 19,870,000 | 20,454,000 |
| Equity capital | 15,323,000 | 15,181,000 | 15,861,000 | 16,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 4,010,000 | 6,192,000 | 8,380,000 |
| Interest expense | 608,000 | 1,321,000 | 2,073,000 | 2,905,000 |
| Net interest income | 1,328,000 | 2,689,000 | 4,119,000 | 5,475,000 |
| Noninterest income | 269,000 | 543,000 | 804,000 | 1,073,000 |
| Noninterest expense | 1,419,000 | 2,844,000 | 4,260,000 | 5,645,000 |
| Provision for loan losses | 30,000 | 91,000 | 91,000 | 91,000 |
| Pretax income | 158,000 | 307,000 | 581,000 | 821,000 |
| Income tax | 27,000 | 40,000 | 115,000 | 92,000 |
| Net income | 131,000 | 267,000 | 466,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,213,000 | 16,253,000 | 16,332,000 | 16,505,000 |
| Total capital | 17,295,000 | 17,395,000 | 17,474,000 | 17,644,000 |
| Risk-weighted assets | 90,949,000 | 96,150,000 | 96,303,000 | 99,245,000 |