Call reports 2005
FLEETWOOD BANK — 2005
What FLEETWOOD BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 156,212,000 | 156,452,000 | 161,086,000 | 154,503,000 |
| Total loans | 77,908,000 | 80,493,000 | 81,412,000 | 84,140,000 |
| Allowance for loan losses | 1,035,000 | 1,035,000 | 1,035,000 | 1,052,000 |
| Securities available for sale | 45,612,000 | 45,707,000 | 45,061,000 | 43,563,000 |
| Securities held to maturity | 4,096,000 | 3,975,000 | 3,850,000 | 3,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,460,000 | 139,823,000 | 144,565,000 | 138,350,000 |
| Interest-bearing deposits | 122,870,000 | 120,664,000 | 125,082,000 | 116,540,000 |
| Noninterest-bearing deposits | 17,590,000 | 19,159,000 | 19,483,000 | 21,810,000 |
| Equity capital | 15,173,000 | 16,055,000 | 15,783,000 | 15,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,670,000 | 5,621,000 | 7,632,000 |
| Interest expense | 517,000 | 1,079,000 | 1,671,000 | 2,303,000 |
| Net interest income | 1,284,000 | 2,591,000 | 3,950,000 | 5,329,000 |
| Noninterest income | 212,000 | 446,000 | 690,000 | 966,000 |
| Noninterest expense | 1,222,000 | 2,525,000 | 3,887,000 | 5,348,000 |
| Provision for loan losses | 0 | 0 | 0 | 16,000 |
| Pretax income | 274,000 | 512,000 | 753,000 | 931,000 |
| Income tax | 61,000 | 83,000 | 119,000 | 130,000 |
| Net income | 213,000 | 429,000 | 634,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,963,000 | 16,062,000 | 16,149,000 | 16,199,000 |
| Total capital | 16,998,000 | 17,097,000 | 17,184,000 | 17,251,000 |
| Risk-weighted assets | 83,427,000 | 84,143,000 | 86,637,000 | 86,929,000 |