Call reports 2004
FLEETWOOD BANK — 2004
What FLEETWOOD BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 153,448,000 | 153,556,000 | 155,898,000 | 153,796,000 |
| Total loans | 77,650,000 | 77,494,000 | 78,860,000 | 78,008,000 |
| Allowance for loan losses | 1,028,000 | 1,028,000 | 1,028,000 | 1,032,000 |
| Securities available for sale | 47,413,000 | 43,750,000 | 47,110,000 | 46,453,000 |
| Securities held to maturity | 1,719,000 | 1,458,000 | 2,315,000 | 5,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,682,000 | 138,285,000 | 139,025,000 | 137,333,000 |
| Interest-bearing deposits | 120,073,000 | 119,560,000 | 120,906,000 | 119,458,000 |
| Noninterest-bearing deposits | 16,609,000 | 18,725,000 | 18,119,000 | 17,875,000 |
| Equity capital | 16,056,000 | 14,527,000 | 15,891,000 | 15,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,583,000 | 5,445,000 | 7,300,000 |
| Interest expense | 524,000 | 1,016,000 | 1,532,000 | 2,066,000 |
| Net interest income | 1,310,000 | 2,567,000 | 3,913,000 | 5,234,000 |
| Noninterest income | 225,000 | 454,000 | 679,000 | 919,000 |
| Noninterest expense | 1,123,000 | 2,365,000 | 3,584,000 | 4,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 416,000 | 661,000 | 1,013,000 | 1,220,000 |
| Income tax | 79,000 | 124,000 | 120,000 | 192,000 |
| Net income | 337,000 | 537,000 | 893,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,530,000 | 15,612,000 | 15,850,000 | 15,868,000 |
| Total capital | 16,554,000 | 16,640,000 | 16,878,000 | 16,900,000 |
| Risk-weighted assets | 81,905,000 | 82,313,000 | 83,856,000 | 83,206,000 |