Call reports 2003
FLEETWOOD BANK — 2003
What FLEETWOOD BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 144,921,000 | 147,231,000 | 146,037,000 | 150,173,000 |
| Total loans | 77,764,000 | 76,965,000 | 77,295,000 | 76,486,000 |
| Allowance for loan losses | 1,088,000 | 1,056,000 | 1,026,000 | 1,031,000 |
| Securities available for sale | 23,650,000 | 34,202,000 | 45,248,000 | 47,948,000 |
| Securities held to maturity | 5,349,000 | 2,829,000 | 3,116,000 | 1,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,516,000 | 131,551,000 | 130,576,000 | 134,277,000 |
| Interest-bearing deposits | 114,902,000 | 115,893,000 | 115,794,000 | 118,093,000 |
| Noninterest-bearing deposits | 14,614,000 | 15,658,000 | 14,782,000 | 16,184,000 |
| Equity capital | 15,039,000 | 15,315,000 | 14,950,000 | 15,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,556,000 | 5,319,000 | 7,183,000 |
| Interest expense | 590,000 | 1,168,000 | 1,711,000 | 2,239,000 |
| Net interest income | 1,214,000 | 2,388,000 | 3,608,000 | 4,944,000 |
| Noninterest income | 224,000 | 448,000 | 674,000 | 1,008,000 |
| Noninterest expense | 1,015,000 | 2,122,000 | 3,204,000 | 4,431,000 |
| Provision for loan losses | 20,000 | 35,000 | 50,000 | 50,000 |
| Pretax income | 403,000 | 679,000 | 1,028,000 | 1,482,000 |
| Income tax | 86,000 | 155,000 | 247,000 | 316,000 |
| Net income | 317,000 | 524,000 | 781,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,815,000 | 14,902,000 | 15,042,000 | 15,310,000 |
| Total capital | 15,788,000 | 15,888,000 | 16,036,000 | 16,308,000 |
| Risk-weighted assets | 77,758,000 | 78,781,000 | 79,564,000 | 79,801,000 |