Call reports 2002
FLEETWOOD BANK — 2002
What FLEETWOOD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,766,000 | 140,977,000 | 141,421,000 | 140,757,000 |
| Total loans | 78,981,000 | 80,994,000 | 79,550,000 | 78,525,000 |
| Allowance for loan losses | 908,000 | 930,000 | 966,000 | 1,054,000 |
| Securities available for sale | 29,898,000 | 24,180,000 | 29,768,000 | 30,528,000 |
| Securities held to maturity | 7,833,000 | 12,653,000 | 8,431,000 | 5,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,591,000 | 126,261,000 | 126,092,000 | 125,383,000 |
| Interest-bearing deposits | 114,568,000 | 112,759,000 | 112,951,000 | 112,249,000 |
| Noninterest-bearing deposits | 13,023,000 | 13,502,000 | 13,141,000 | 13,134,000 |
| Equity capital | 13,653,000 | 14,317,000 | 14,842,000 | 14,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,760,000 | 5,717,000 | 7,603,000 |
| Interest expense | 806,000 | 1,542,000 | 2,248,000 | 2,891,000 |
| Net interest income | 1,047,000 | 2,218,000 | 3,469,000 | 4,712,000 |
| Noninterest income | 220,000 | 437,000 | 658,000 | 934,000 |
| Noninterest expense | 890,000 | 1,870,000 | 2,790,000 | 3,831,000 |
| Provision for loan losses | 23,000 | 45,000 | 69,000 | 176,000 |
| Pretax income | 354,000 | 740,000 | 1,278,000 | 1,649,000 |
| Income tax | 81,000 | 207,000 | 345,000 | 369,000 |
| Net income | 273,000 | 533,000 | 933,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,939,000 | 14,087,000 | 14,375,000 | 14,610,000 |
| Total capital | 14,847,000 | 15,017,000 | 15,341,000 | 15,581,000 |
| Risk-weighted assets | 79,610,000 | 79,164,000 | 78,965,000 | 77,580,000 |