Call reports 2012
STATE BANK & TRUST COMPANY — 2012
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 95,624,000 | 97,124,000 |
| Total loans | 50,529,000 | 50,578,000 |
| Allowance for loan losses | 1,057,000 | 1,059,000 |
| Securities available for sale | 24,096,000 | 26,854,000 |
| Securities held to maturity | 1,751,000 | 1,751,000 |
| Trading assets | 0 | 0 |
| Total deposits | 85,240,000 | 86,876,000 |
| Interest-bearing deposits | 63,548,000 | 63,470,000 |
| Noninterest-bearing deposits | 21,692,000 | 23,406,000 |
| Equity capital | 9,820,000 | 9,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 907,000 | 1,786,000 |
| Interest expense | 66,000 | 128,000 |
| Net interest income | 841,000 | 1,658,000 |
| Noninterest income | 116,000 | 267,000 |
| Noninterest expense | 733,000 | 1,508,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 224,000 | 417,000 |
| Income tax | 0 | 0 |
| Net income | 224,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 9,585,000 | 9,327,000 |
| Total capital | 10,305,000 | 10,058,000 |
| Risk-weighted assets | 57,196,000 | 58,127,000 |