Call reports 2011
STATE BANK & TRUST COMPANY — 2011
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,996,000 | 93,087,000 | 95,089,000 | 100,136,000 |
| Total loans | 55,521,000 | 56,285,000 | 53,748,000 | 50,439,000 |
| Allowance for loan losses | 1,044,000 | 1,064,000 | 1,066,000 | 1,055,000 |
| Securities available for sale | 19,244,000 | 20,553,000 | 21,893,000 | 23,814,000 |
| Securities held to maturity | 1,758,000 | 1,757,000 | 1,754,000 | 1,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,066,000 | 83,166,000 | 84,978,000 | 89,904,000 |
| Interest-bearing deposits | 64,957,000 | 63,947,000 | 63,442,000 | 66,333,000 |
| Noninterest-bearing deposits | 18,109,000 | 19,219,000 | 21,536,000 | 23,571,000 |
| Equity capital | 8,880,000 | 9,285,000 | 9,512,000 | 9,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 2,010,000 | 3,038,000 | 3,947,000 |
| Interest expense | 106,000 | 200,000 | 279,000 | 355,000 |
| Net interest income | 877,000 | 1,810,000 | 2,759,000 | 3,592,000 |
| Noninterest income | 114,000 | 242,000 | 370,000 | 515,000 |
| Noninterest expense | 794,000 | 1,584,000 | 2,380,000 | 3,167,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 167,000 | 438,000 | 719,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 438,000 | 719,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,911,000 | 9,089,000 | 9,272,000 | 9,461,000 |
| Total capital | 9,685,000 | 9,871,000 | 10,022,000 | 10,175,000 |
| Risk-weighted assets | 61,489,000 | 62,481,000 | 59,617,000 | 56,704,000 |