Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 141,979,000 | 144,981,000 | 148,007,000 | 150,775,000 |
| Total loans | 112,436,000 | 115,244,000 | 122,499,000 | 128,631,000 |
| Allowance for loan losses | 1,113,000 | 1,150,000 | 1,193,000 | 1,238,000 |
| Securities available for sale | 11,054,000 | 10,435,000 | 10,338,000 | 9,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,966,000 | 123,488,000 | 126,019,000 | 126,831,000 |
| Interest-bearing deposits | 103,887,000 | 104,413,000 | 108,175,000 | 109,404,000 |
| Noninterest-bearing deposits | 17,079,000 | 19,075,000 | 17,844,000 | 17,427,000 |
| Equity capital | 12,158,000 | 12,456,000 | 12,969,000 | 13,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,779,000 | 5,799,000 | 7,937,000 |
| Interest expense | 858,000 | 1,685,000 | 2,569,000 | 3,469,000 |
| Net interest income | 1,013,000 | 2,094,000 | 3,230,000 | 4,468,000 |
| Noninterest income | 76,000 | 155,000 | 288,000 | 361,000 |
| Noninterest expense | 715,000 | 1,437,000 | 2,192,000 | 2,953,000 |
| Provision for loan losses | 42,000 | 67,000 | 109,000 | 151,000 |
| Pretax income | 332,000 | 728,000 | 1,200,000 | 1,708,000 |
| Income tax | 77,000 | 167,000 | 286,000 | 417,000 |
| Net income | 255,000 | 561,000 | 914,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,440,000 | 13,949,000 | 14,095,000 | 14,095,000 |