Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 131,819,000 | 135,487,000 | 139,412,000 | 138,659,000 |
| Total loans | 107,213,000 | 110,266,000 | 115,225,000 | 112,492,000 |
| Allowance for loan losses | 931,000 | 979,000 | 1,022,000 | 1,068,000 |
| Securities available for sale | 11,510,000 | 11,462,000 | 11,437,000 | 10,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,665,000 | 110,881,000 | 116,375,000 | 115,945,000 |
| Interest-bearing deposits | 92,102,000 | 93,618,000 | 98,801,000 | 98,455,000 |
| Noninterest-bearing deposits | 18,563,000 | 17,263,000 | 17,574,000 | 17,490,000 |
| Equity capital | 11,351,000 | 11,611,000 | 12,069,000 | 11,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,623,000 | 3,301,000 | 5,111,000 | 6,981,000 |
| Interest expense | 706,000 | 1,531,000 | 2,502,000 | 3,445,000 |
| Net interest income | 917,000 | 1,770,000 | 2,609,000 | 3,536,000 |
| Noninterest income | 75,000 | 158,000 | 293,000 | 382,000 |
| Noninterest expense | 624,000 | 1,227,000 | 1,864,000 | 2,545,000 |
| Provision for loan losses | 33,000 | 72,000 | 111,000 | 153,000 |
| Pretax income | 335,000 | 629,000 | 927,000 | 1,220,000 |
| Income tax | 75,000 | 139,000 | 210,000 | 282,000 |
| Net income | 260,000 | 490,000 | 717,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,841,000 | 13,072,000 | 13,529,000 | 13,183,000 |