Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 101,039,000 | 98,820,000 | 102,262,000 | 108,170,000 |
| Total loans | 67,402,000 | 73,900,000 | 81,394,000 | 86,273,000 |
| Allowance for loan losses | 623,000 | 643,000 | 666,000 | 694,000 |
| Securities available for sale | 10,786,000 | 13,909,000 | 13,244,000 | 13,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,399,000 | 85,303,000 | 84,186,000 | 87,364,000 |
| Interest-bearing deposits | 67,713,000 | 65,755,000 | 63,739,000 | 64,985,000 |
| Noninterest-bearing deposits | 19,686,000 | 19,548,000 | 20,447,000 | 22,379,000 |
| Equity capital | 10,067,000 | 9,963,000 | 10,330,000 | 10,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,845,000 | 2,910,000 | 4,040,000 |
| Interest expense | 100,000 | 198,000 | 314,000 | 496,000 |
| Net interest income | 765,000 | 1,647,000 | 2,596,000 | 3,544,000 |
| Noninterest income | 96,000 | 175,000 | 447,000 | 510,000 |
| Noninterest expense | 419,000 | 821,000 | 1,316,000 | 1,798,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 427,000 | 971,000 | 1,682,000 | 2,181,000 |
| Income tax | 105,000 | 238,000 | 400,000 | 521,000 |
| Net income | 322,000 | 733,000 | 1,282,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,862,000 | 11,273,000 | 11,822,000 | 11,763,000 |