Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 91,177,000 | 96,669,000 | 95,067,000 | 98,848,000 |
| Total loans | 61,572,000 | 62,954,000 | 64,315,000 | 66,553,000 |
| Allowance for loan losses | 687,000 | 572,000 | 588,000 | 607,000 |
| Securities available for sale | 6,404,000 | 8,261,000 | 8,380,000 | 9,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,878,000 | 82,100,000 | 81,061,000 | 85,244,000 |
| Interest-bearing deposits | 59,881,000 | 65,830,000 | 65,069,000 | 66,130,000 |
| Noninterest-bearing deposits | 16,997,000 | 16,270,000 | 15,992,000 | 19,114,000 |
| Equity capital | 9,692,000 | 10,006,000 | 10,343,000 | 10,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 1,911,000 | 2,811,000 | 3,471,000 |
| Interest expense | 129,000 | 255,000 | 366,000 | 474,000 |
| Net interest income | 878,000 | 1,656,000 | 2,445,000 | 2,997,000 |
| Noninterest income | 50,000 | 102,000 | 157,000 | 441,000 |
| Noninterest expense | 416,000 | 853,000 | 1,285,000 | 1,740,000 |
| Provision for loan losses | 8,000 | 15,000 | 30,000 | 45,000 |
| Pretax income | 504,000 | 890,000 | 1,287,000 | 1,659,000 |
| Income tax | 110,000 | 209,000 | 306,000 | 394,000 |
| Net income | 394,000 | 681,000 | 981,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,022,000 | 10,309,000 | 10,609,000 | 9,832,000 |