Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 71,552,000 | 76,006,000 | 84,049,000 | 85,800,000 |
| Total loans | 53,837,000 | 58,362,000 | 58,985,000 | 59,583,000 |
| Allowance for loan losses | 725,000 | 743,000 | 762,000 | 775,000 |
| Securities available for sale | 5,391,000 | 5,521,000 | 6,295,000 | 6,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,319,000 | 62,003,000 | 70,001,000 | 71,979,000 |
| Interest-bearing deposits | 47,353,000 | 50,069,000 | 56,136,000 | 57,482,000 |
| Noninterest-bearing deposits | 10,966,000 | 11,934,000 | 13,865,000 | 14,497,000 |
| Equity capital | 8,685,000 | 9,225,000 | 9,488,000 | 9,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,770,000 | 2,602,000 | 3,432,000 |
| Interest expense | 160,000 | 306,000 | 446,000 | 591,000 |
| Net interest income | 663,000 | 1,464,000 | 2,156,000 | 2,841,000 |
| Noninterest income | 46,000 | 88,000 | 124,000 | 177,000 |
| Noninterest expense | 410,000 | 816,000 | 1,215,000 | 1,625,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 291,000 | 721,000 | 1,042,000 | 1,363,000 |
| Income tax | 70,000 | 177,000 | 239,000 | 300,000 |
| Net income | 221,000 | 544,000 | 803,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,094,000 | 9,419,000 | 9,677,000 | 9,628,000 |
| Total capital | — | — | — | 10,361,000 |
| Risk-weighted assets | — | — | — | 58,613,000 |