Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 64,380,000 | 68,925,000 | 67,903,000 | 69,177,000 |
| Total loans | 48,257,000 | 49,622,000 | 50,654,000 | 53,172,000 |
| Allowance for loan losses | 690,000 | 718,000 | 685,000 | 711,000 |
| Securities available for sale | 6,265,000 | 6,145,000 | 5,955,000 | 5,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,809,000 | 57,059,000 | 55,763,000 | 57,206,000 |
| Interest-bearing deposits | 43,004,000 | 46,869,000 | 45,828,000 | 45,906,000 |
| Noninterest-bearing deposits | 9,805,000 | 10,190,000 | 9,935,000 | 11,300,000 |
| Equity capital | 8,191,000 | 8,448,000 | 8,611,000 | 8,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,547,000 | 2,336,000 | 3,156,000 |
| Interest expense | 128,000 | 276,000 | 441,000 | 601,000 |
| Net interest income | 624,000 | 1,271,000 | 1,895,000 | 2,555,000 |
| Noninterest income | 54,000 | 85,000 | 140,000 | 189,000 |
| Noninterest expense | 402,000 | 800,000 | 1,211,000 | 1,608,000 |
| Provision for loan losses | 15,000 | 38,000 | 55,000 | 70,000 |
| Pretax income | 261,000 | 518,000 | 769,000 | 1,066,000 |
| Income tax | 62,000 | 123,000 | 165,000 | 237,000 |
| Net income | 199,000 | 395,000 | 604,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,539,000 | 8,737,000 | 8,944,000 | 8,874,000 |
| Total capital | 9,088,000 | 9,328,000 | 9,541,000 | 9,503,000 |
| Risk-weighted assets | 43,798,000 | 47,157,000 | 47,729,000 | 50,271,000 |