Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 57,631,000 | 57,871,000 | 60,237,000 | 59,516,000 |
| Total loans | 44,850,000 | 45,711,000 | 47,710,000 | 48,984,000 |
| Allowance for loan losses | 631,000 | 659,000 | 689,000 | 673,000 |
| Securities available for sale | 7,282,000 | 7,051,000 | 6,613,000 | 6,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,474,000 | 48,696,000 | 48,876,000 | 48,260,000 |
| Interest-bearing deposits | 38,843,000 | 39,332,000 | 39,363,000 | 38,016,000 |
| Noninterest-bearing deposits | 9,631,000 | 9,364,000 | 9,513,000 | 10,244,000 |
| Equity capital | 7,568,000 | 7,741,000 | 7,898,000 | 7,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,350,000 | 2,052,000 | 2,777,000 |
| Interest expense | 95,000 | 196,000 | 300,000 | 418,000 |
| Net interest income | 576,000 | 1,154,000 | 1,752,000 | 2,359,000 |
| Noninterest income | 76,000 | 144,000 | 220,000 | 285,000 |
| Noninterest expense | 408,000 | 800,000 | 1,203,000 | 1,591,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 214,000 | 438,000 | 679,000 | 933,000 |
| Income tax | 52,000 | 106,000 | 164,000 | 228,000 |
| Net income | 162,000 | 332,000 | 515,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,034,000 | 8,204,000 | 8,387,000 | 8,364,000 |
| Total capital | 8,582,000 | 8,754,000 | 8,948,000 | 8,932,000 |
| Risk-weighted assets | 43,806,000 | 43,906,000 | 44,785,000 | 45,337,000 |