Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,644,000 | 59,858,000 | 60,734,000 | 61,091,000 |
| Total loans | 44,241,000 | 43,752,000 | 45,294,000 | 44,771,000 |
| Allowance for loan losses | 890,000 | 937,000 | 986,000 | 585,000 |
| Securities available for sale | 8,100,000 | 7,924,000 | 8,128,000 | 7,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,160,000 | 51,050,000 | 51,736,000 | 52,160,000 |
| Interest-bearing deposits | 44,126,000 | 43,641,000 | 43,216,000 | 41,854,000 |
| Noninterest-bearing deposits | 8,034,000 | 7,409,000 | 8,520,000 | 10,306,000 |
| Equity capital | 7,120,000 | 7,333,000 | 7,483,000 | 7,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,320,000 | 1,996,000 | 2,679,000 |
| Interest expense | 115,000 | 228,000 | 342,000 | 450,000 |
| Net interest income | 531,000 | 1,092,000 | 1,654,000 | 2,229,000 |
| Noninterest income | 57,000 | 121,000 | 193,000 | 266,000 |
| Noninterest expense | 405,000 | 788,000 | 1,130,000 | 1,524,000 |
| Provision for loan losses | 40,000 | 80,000 | 130,000 | 160,000 |
| Pretax income | 143,000 | 345,000 | 587,000 | 811,000 |
| Income tax | 47,000 | 112,000 | 196,000 | 233,000 |
| Net income | 96,000 | 233,000 | 391,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,333,000 | 7,470,000 | 7,759,000 | 7,780,000 |
| Total capital | 7,901,000 | 8,028,000 | 8,333,000 | 8,341,000 |
| Risk-weighted assets | 45,144,000 | 44,281,000 | 45,518,000 | 44,888,000 |