Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,117,000 | 58,425,000 | 60,573,000 | 58,789,000 |
| Total loans | 40,199,000 | 41,819,000 | 41,869,000 | 43,373,000 |
| Allowance for loan losses | 871,000 | 788,000 | 807,000 | 848,000 |
| Securities available for sale | 11,615,000 | 9,293,000 | 8,917,000 | 8,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,766,000 | 50,325,000 | 49,285,000 | 51,386,000 |
| Interest-bearing deposits | 47,970,000 | 43,291,000 | 42,276,000 | 43,025,000 |
| Noninterest-bearing deposits | 7,796,000 | 7,034,000 | 7,009,000 | 8,361,000 |
| Equity capital | 5,915,000 | 6,038,000 | 7,150,000 | 6,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,305,000 | 1,978,000 | 2,625,000 |
| Interest expense | 123,000 | 246,000 | 363,000 | 478,000 |
| Net interest income | 533,000 | 1,059,000 | 1,615,000 | 2,147,000 |
| Noninterest income | 34,000 | 123,000 | 2,542,000 | 2,623,000 |
| Noninterest expense | 320,000 | 673,000 | 1,104,000 | 1,541,000 |
| Provision for loan losses | 60,000 | 194,000 | 884,000 | 924,000 |
| Pretax income | 187,000 | 336,000 | 2,190,000 | 2,326,000 |
| Income tax | 82,000 | 141,000 | 871,000 | 914,000 |
| Net income | 105,000 | 195,000 | 1,319,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,450,000 | 5,540,000 | 7,244,000 | 7,075,000 |
| Total capital | 6,017,000 | 6,071,000 | 7,759,000 | 7,600,000 |
| Risk-weighted assets | 44,851,000 | 42,015,000 | 40,935,000 | 41,686,000 |