Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,528,000 | 50,455,000 | 50,132,000 | 52,908,000 |
| Total loans | 32,754,000 | 33,603,000 | 33,776,000 | 33,312,000 |
| Allowance for loan losses | 318,000 | 341,000 | 350,000 | 289,000 |
| Securities available for sale | 2,027,000 | 1,731,000 | 1,685,000 | 1,361,000 |
| Securities held to maturity | 2,065,000 | 2,065,000 | 2,275,000 | 3,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,063,000 | 42,810,000 | 42,365,000 | 45,019,000 |
| Interest-bearing deposits | 37,328,000 | 37,260,000 | 36,336,000 | 37,559,000 |
| Noninterest-bearing deposits | 5,735,000 | 5,550,000 | 6,029,000 | 7,460,000 |
| Equity capital | 7,025,000 | 7,159,000 | 7,264,000 | 7,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,176,000 | 1,749,000 | 2,297,000 |
| Interest expense | 111,000 | 221,000 | 330,000 | 437,000 |
| Net interest income | 468,000 | 955,000 | 1,419,000 | 1,860,000 |
| Noninterest income | 24,000 | 54,000 | 83,000 | 118,000 |
| Noninterest expense | 262,000 | 548,000 | 867,000 | 1,140,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 207,000 | 416,000 | 567,000 | 748,000 |
| Income tax | 68,000 | 148,000 | 163,000 | 236,000 |
| Net income | 139,000 | 268,000 | 404,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,293,000 | 7,422,000 | 7,558,000 | 7,443,000 |
| Total capital | 7,611,000 | 7,762,000 | 7,908,000 | 7,732,000 |
| Risk-weighted assets | 32,601,000 | 34,089,000 | 34,059,000 | 33,042,000 |