Call reports 2002
COMMUNITY STATE BANK — 2002
What COMMUNITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,156,000 | 27,072,000 | 26,953,000 | 28,288,000 |
| Total loans | 15,591,000 | 15,907,000 | 16,090,000 | 16,858,000 |
| Allowance for loan losses | 197,000 | 157,000 | 187,000 | 169,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,512,000 | 8,507,000 | 7,868,000 | 6,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,140,000 | 21,089,000 | 20,841,000 | 22,121,000 |
| Interest-bearing deposits | 17,662,000 | 17,476,000 | 17,428,000 | 17,693,000 |
| Noninterest-bearing deposits | 3,478,000 | 3,613,000 | 3,413,000 | 4,428,000 |
| Equity capital | 5,673,000 | 5,649,000 | 5,749,000 | 5,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 882,000 | 1,330,000 | 1,763,000 |
| Interest expense | 154,000 | 299,000 | 439,000 | 575,000 |
| Net interest income | 292,000 | 583,000 | 891,000 | 1,188,000 |
| Noninterest income | 23,000 | 46,000 | 66,000 | 92,000 |
| Noninterest expense | 202,000 | 397,000 | 568,000 | 762,000 |
| Provision for loan losses | 9,000 | 114,000 | 144,000 | 174,000 |
| Pretax income | 104,000 | 118,000 | 245,000 | 344,000 |
| Income tax | 20,000 | 58,000 | 85,000 | 85,000 |
| Net income | 84,000 | 60,000 | 160,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,764,000 | 5,740,000 | 5,840,000 | 5,666,000 |
| Total capital | 5,961,000 | 5,897,000 | 6,027,000 | 5,835,000 |
| Risk-weighted assets | 17,292,000 | 17,570,000 | 17,553,000 | 18,144,000 |