Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,410,000 | 23,405,000 | 25,288,000 | 26,674,000 |
| Total loans | 13,777,000 | 14,365,000 | 14,787,000 | 15,083,000 |
| Allowance for loan losses | 165,000 | 174,000 | 183,000 | 185,000 |
| Securities available for sale | 505,000 | 503,000 | 0 | 0 |
| Securities held to maturity | 6,614,000 | 6,457,000 | 8,454,000 | 8,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,528,000 | 17,462,000 | 19,248,000 | 20,629,000 |
| Interest-bearing deposits | 15,323,000 | 14,365,000 | 16,021,000 | 16,176,000 |
| Noninterest-bearing deposits | 3,205,000 | 3,097,000 | 3,227,000 | 4,453,000 |
| Equity capital | 5,558,000 | 5,643,000 | 5,742,000 | 5,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 888,000 | 1,342,000 | 1,779,000 |
| Interest expense | 171,000 | 343,000 | 510,000 | 675,000 |
| Net interest income | 277,000 | 545,000 | 832,000 | 1,104,000 |
| Noninterest income | 18,000 | 40,000 | 60,000 | 82,000 |
| Noninterest expense | 161,000 | 320,000 | 493,000 | 688,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 125,000 | 247,000 | 372,000 | 462,000 |
| Income tax | 14,000 | 48,000 | 72,000 | 148,000 |
| Net income | 111,000 | 199,000 | 300,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,553,000 | 5,640,000 | 5,817,000 | 5,680,000 |
| Total capital | 5,718,000 | 5,814,000 | 6,000,000 | 5,865,000 |
| Risk-weighted assets | 15,618,000 | 15,807,000 | 16,481,000 | 16,923,000 |