Call reports 2004
HARRIS BANK ROUND LAKE — 2004
What HARRIS BANK ROUND LAKE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 182,235,000 |
| Total loans | 130,165,000 |
| Allowance for loan losses | 1,225,000 |
| Securities available for sale | 21,330,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 157,749,000 |
| Interest-bearing deposits | 134,380,000 |
| Noninterest-bearing deposits | 23,369,000 |
| Equity capital | 14,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 754,000 |
| Interest expense | 228,000 |
| Net interest income | 526,000 |
| Noninterest income | 61,000 |
| Noninterest expense | 354,000 |
| Provision for loan losses | 0 |
| Pretax income | 448,000 |
| Income tax | 171,000 |
| Net income | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 14,593,000 |
| Total capital | 15,818,000 |
| Risk-weighted assets | 117,851,000 |