Call reports 2001
HARRIS BANK ROUND LAKE — 2001
What HARRIS BANK ROUND LAKE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 125,951,000 | 140,955,000 | 148,623,000 | 142,725,000 |
| Total loans | 77,623,000 | 86,257,000 | 90,633,000 | 90,938,000 |
| Allowance for loan losses | 780,000 | 824,000 | 884,000 | 907,000 |
| Securities available for sale | 35,027,000 | 36,830,000 | 34,813,000 | 34,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,032,000 | 125,932,000 | 132,685,000 | 126,711,000 |
| Interest-bearing deposits | 94,246,000 | 109,139,000 | 114,986,000 | 106,432,000 |
| Noninterest-bearing deposits | 16,786,000 | 16,793,000 | 17,699,000 | 20,279,000 |
| Equity capital | 10,310,000 | 10,561,000 | 11,215,000 | 11,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,357,000 | 4,781,000 | 7,214,000 | 9,559,000 |
| Interest expense | 1,224,000 | 2,392,000 | 3,570,000 | 4,607,000 |
| Net interest income | 1,133,000 | 2,389,000 | 3,644,000 | 4,952,000 |
| Noninterest income | 235,000 | 475,000 | 752,000 | 1,084,000 |
| Noninterest expense | 840,000 | 1,731,000 | 2,608,000 | 3,552,000 |
| Provision for loan losses | 3,000 | 48,000 | 118,000 | 146,000 |
| Pretax income | 538,000 | 1,098,000 | 1,701,000 | 2,383,000 |
| Income tax | 159,000 | 336,000 | 527,000 | 751,000 |
| Net income | 379,000 | 762,000 | 1,174,000 | 1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,134,000 | 10,390,000 | 10,802,000 | 11,196,000 |
| Total capital | 10,914,000 | 11,214,000 | 11,686,000 | 12,103,000 |
| Risk-weighted assets | 78,729,000 | 87,522,000 | 93,403,000 | 89,408,000 |